Help Clients Make the Most of Their Social Security Benefits

Social Security was originally designed to supplement employer-sponsored plans and other savings, not to be retirees’ sole source of income. Yet 40% of retirees say that Social Security is their only source of income.¹ But benefits are more modest than people realize: Social Security benefits only replace about 37% of past earnings, and that figure will continue to decline.² Knowing the factors that can negatively impact Social Security benefits can help clients avoid being caught by surprise, when it’s too late to make changes.

Learn:

• How confusion about Social Security can lead clients to claim benefits early, which can result in significantly lower benefits
• Why certain income options, tax treatment of benefits, or continuing to work may also lower benefits
  
• How to help clients maximize their Social Security benefits and integrate them into their overall portfolio