January

Investment Fundamentals

Help clients start the year off right with timeless investment truths

• Diversification Never Goes Out of Favor
• Is Now the Right Time to Invest?
• Time (in the Market) Is of the Essence
• Should You Invest Gradually or All At Once?

February

2025 Contribution Limits & IRAs

Make the most of annual contribution limits and ask clients if they need help with a 401(k) rollover

• How High Earners Can Maximize Their Retirement Savings
• Should I Roll Over My Old 401(k)?
• Traditional IRA vs. Roth IRA: Which Is Right for You?

March

Time to Tackle Taxes

As tax season heats up, help clients understand capital gains and how municipal bonds may help lower their taxes

• 10 Things You Should Know About Capital Gains
• Five Reasons Municipal Bonds Aren’t Just for the Rich

April

Financial Literacy Month: Get Organized

Make it easier for clients’ loved ones to find important financial documents and get rid of financial clutter

• Get it Together
• Going Beyond the Will
• Tidying Up Financial Clutter

May

Fixed Income in Focus

Diversification is just as critical for fixed income as it is for equities

• Managing Risk in Your Fixed-Income Portfolio
  
• 10 Things You Should Know About Bonds
• Bonds: There When You Need Them

June

Prepare for Financial Success

Help clients understand key financial principles

• 10 Habits of Financially Successful People
• How Long to Double Your Money? A Simple Equation May Provide the Answer
  
• 10 Things You Should Know About Credit Scores

July

Think Beyond CDs

Review your book for CDs coming due and help clients consider their options

• What's the Real Return on 12-Month CDs?
• Are You Losing the Race Against Inflation?
• Finding the Right Fixed-Income Recipe
• Is a Good CD Rate Too Good to Be True?

August

Maximizing Social Security

Resources to help clients get the most out of Social Security 

• Getting the Most Out of Social Security
• Earn, Baby, Earn: The Key to Maximizing Your Social Security
• Spousal Benefits: An Often Overlooked Key to Maximizing Social Security

September

Prepare for Volatility

October has historically been one of the stock market’s most volatile months, so prepare your clients now

• 10 Things You Should Know About Stock Market Volatility
• There Are Always Reasons Not to Invest
• Fasten Your Seatbelts

October

Medicare and HSAs

Medicare enrollment begins on October 15—help clients start now

• Why You Should Care About Medicare
• HSAs: 1 Account, 3 Tax Benefits

November

Plan for Retirement

Answer key client questions about IRAs and 401(k)s 

• 10 Things You Should Know About RMDs
• Roth IRA Conversions: Not an All-or-Nothing Idea
• Should I Roll Over My Old 401(k)
• The Teenager's Guide to a Comfortable Retirement

December

Year-End Planning

Finish the year out strong with tax planning

• 10 Things You Should Know About Capital Gains
• Tax-Loss Harvesting: A Potential Boon for Bond Investors