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PRODUCTS (0 RESULTS)
INSIGHTS ( 2 RESULTS)
How to Help Prevent Your Inner Alarm System From Hurting Your Investment Results
If you don't need it right away, deferring your Social Security income can have significant advantages.
PRACTICE MANAGEMENT (
OF 34 RESULTS)
Fred Reish explains the myriad of opportunities for plan sponsors to manage their fiduciary responsibility and reduce their exposure to potential liability.
Discover technology resources that can make life easier for caregivers.
How to help clients through the fourth phase of an 8,000 Day retirement. Many enter this phase alone, but they don’t have to be lonely.
Fred Reish outlines how the use of dynamic QDIAs can replace the “one-size-fits-all” model with one that focuses on each participant as an individual with unique needs and goals.
MIT AgeLab insights about how the pandemic has hit the job market in unprecedented ways, but one specific group has been struck the hardest: women over the age of 55. Have a game plan to help any of your affected clients.
Communicating with someone with Alzheimer’s disease can be easier if we understand what’s happening in their brain and how it affects memory and communication.
Why the MIT AgeLab recommends building a network of longevity-related professionals to help solve the challenges of longer retirements.
The Advocate Effect: 6 ways to influence what clients say about you to their friends and family.
Be prepared if you’re called on to provide caregiving to an aging loved one
Why It Makes Sense to “Retire With” Something
Longevity is changing retirement (Do your services match up?)
Your clients may have a limited view of what’s possible in retirement. They’ve heard the traditional story of old age where everyone lives happily ever after in leisure-filled retirements. This story is exactly what some clients are looking for. But some of them get bored with this story. They’re not ready to retire and relax. They want something more. Us this workbook to help them create their new story.
One-page overview of Hartford Funds teams resources.
Uncovering their unique history with money can help clients gain a deeper understanding of their relationship with money, and change any behaviors that might be interfering with their financial success.
Understanding the impact of interest-rate changes on bond prices is crucial for effectively managing a fixed-income portfolio.
Clients' expectations of financial professionals are increasing. Learn the value of networking with longevity-based professionals and how to host a longevity-panel client event.
Avoid costly, panic-driven investment decisions during a crisis and remain focused on the long term
See why college towns are ranked as some of the best places to retire
While advisors have a lot of practice talking to their clients about estate and legacy planning, they don’t always take this same advice in preparing a succession plan for their own businesses. Learn 4 tips for succession planning
Learn how to clearly define what role each person on your team plays.
Building Your Longevity Network” financial professional workbook. Learn how to build a network of longevity-related professionals to help solve the challenges of longer retirements and differentiate your practice.
Help other business professionals master the art of time management. Use this coaching tool to help them stay on track and put you them in the best position possible to succeed
The decision of whether or not to team up with another advisor is one of the most important considerations a financial advisor can make regarding the future of his or her business. Consider these topics when mulling over the idea of forming a team.
One-page overview that provides tips on creating team roles and responsibilities.
Find out why successful teams usually also have people in three key roles: the Finder, the Grinder, and the Minder.
One-page overview about why annual offsite team meetings are necessary and suggested agenda topics.
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One-page overview that provides best practices for implementing team meetings.
An annual team offsite meeting is an opportunity to gather your team and spend time away from the office for a half-day annually. This piece provides a sample agenda for annual team offsite meetings and includes potential meeting topics.
Stressed clients may question fees when portfolios are down. Learn how to respond effectively if you’re asked, “Why am I paying you to lose money?”
Aging clients now expect financial advisors to prepare them for what they may confront in middle age and as older adults. Your ability to provide these services will depend not only on your value proposition, but the depth of your relationship with each client.
Some clients hit a rut in retirement. Too much golf and bike riding can get boring after a while. Inspire them to take on a learning adventure. The white paper explains how they can take courses from Harvard, MIT and other top colleges online for free.
: The new year is a perfect time to assess your team: what’s working, if the communication is clear and open, and if there’s the necessary trust and respect. Schedule a formal offsite team meeting to review last year, consider this year’s goals, and build a written plan to execute. It’s also a great opportunity to remind your team what your value proposition is, clarify roles and responsibilities, and set team goals for next year.
LITERATURE (
OF 280 RESULTS)
Thought leaders from Wellington Management and Schroders provide their outlook on issues that may influence markets and portfolios.
A turbulent forecast: Mild recessions, slow growth, stubborn inflation, and continued volatility.
As a degree of normality returns to markets, a focus on valuations must return, too.
For many companies, a stock split can reward existing shareholders and attract new investors.
Despite disappointing performance, there are hopeful signs for bond investors.
Generous yields on cash typically don't last for very long.
Bond markets extended their rally into December with investors convinced that most central banks were done hiking interest rates. Whether those expectations are fulfilled in 2024 remains to be seen.
While an economic soft landing now seems likely, inflation and recession risks still remain.
When Fed policy changes, what could it mean for cash and bond investors?
Mixed economic data left market participants grappling with uncertainty regarding the timing and
magnitude of Fed rate cuts.
Persistent inflation data and some initially hawkish Fed policy commentary led market participants to price a higher-for-longer policy-rate backdrop.
Central banks chart different paths, with different implications for the current cycle.
The long period of small-cap stock underperformance could be nearing an end.
With the Fed expected to cut rates soon, some stock sectors and styles may benefit right away.
A high-level look at this wide-reaching investment asset class.
Inflation and employment data provided the last bit of evidence needed by the Federal Reserve to cut policy rates.
If the Federal Reserve avoids a recession or a bear market this time around, it would defy the historical odds.
In weighing investment properties vs. stocks, it’s important to consider the pros and cons.
Bond markets produced positive total returns as global central-bank accommodation moves pushed government bond yields lower.
Consider adopting a portfolio rebalancing strategy—even during down markets when it’s tempting to let your “winners” keep growing while your “losers” are taking their lumps.
Now may be a particularly beneficial time to take advantage of investment losses in fixed income.
There are parallels between building a strong fantasy football team and a strong portfolio.
Investors grappled with the expected timing of the Federal Reserve's first rate cut as the Fed chair talked down prospects for cuts in March. Bond markets faltered in early 2024 but recovered by January's end.
With today’s rising lifespans, we could be facing roughly 20 or more years in retirement, which is approximately 8,000 days. Once thought of this way, it becomes clearer that retirement is not an end, but rather a new, complex, and unknown phase of life, during which so much could happen.
After the bear market in bonds, investors could be forgiven for giving up on the asset class. That could be a mistake.
Yields? Distributions? Yield-to-Worst? What you emphasize depends on what clients want from a bond fund.
Yields? Distributions? Yield-to-Worst? What you emphasize depends on what clients want from a bond fund.
Volatility is an ever-present part of investing.
As the Federal Reserve readies a September cut, Japan's rate moves cause a currency stir.
A visual tour of the global economy for the third quarter of 2024.
Elevated yields could prove advantageous for long-term bondholders.
Holding bonds with longer maturities may seem counterintuitive in today's environment. See why it could make sense.
The tables could, at long last, be set to turn in favor of more actively managed strategies.
The mega-themes reshaping the world economy may provide opportunities and risks for investors in equities.
Your employer’s retirement plan is a great way to help you achieve retirement security. Here are three
ways you can potentially maximize your savings.
Global sovereign markets staged a strong November rally as market participants repriced expectations for future monetary-policy rate moves.
As the 2024 election season begins taking shape, what can we expect from Washington?
Activity in Washington is down to the wire as looming deadlines, recess, and the November election encroach on lawmakers.
2022 was a tough year for the bond market, but history shows fixed-income returns have been resilient after negative years.
My base case for the US economy in 2024 is slower nominal growth and policy normalization.
During volatility, remember the market’s long-term track record.
An economic soft landing could create buying opportunities during the volatile months ahead.
Trends in deglobalization, decarbonization, and demographics are likely to have implications for investors in the years to come.
Investors are finally getting paid for holding cash, but there are risks in holding too much cash.
A fracturing of the global order will create risks and opportunities for investors.
Big changes for IRA and retirement plan RMDs
Historically, even the most generous CD rates have often been outpaced by other investments.
After decades in hibernation, inflation’s back. Here are the basics about this invisible thief.
Congress is feeling the pressure as geopolitical tensions and critical time-sensitive measures
weigh on lawmakers.
Treasury yields rose sharply after stronger-than-expected economic data pushed out the expected timing of the Fed's first rate cut. Consumer spending and corporate earnings stayed strong.
History shows that equities recover after the S&P 500 Index falls by 25% or more.
Elections can make investors anxious, but history suggests this fear may be unwarranted.
Markets seem to expect a much smoother ride in 2024, but they may be too optimistic.
Waiting too long to rotate from cash into bonds could significantly diminish your returns.
This flyer provides an overview of the MIT AgeLab and the insights they provide.
The greatest risk facing plan sponsors is that they aren’t aware of this new requirement.
Fred Reish discusses the new guidance and its meaning for financial professionals who help plan sponsors select and monitor the investments for participant-directed plans, such as 401(k) and 403(b) plans.
SAVE
Fred Reish reviews key provisions of the SECURE 2.0 Act that become effective in 2025 and beyond.
Big changes coming to 401(k) catch-up contributions
Fred Reish highlights SECURE 2.0 Act provisions that will become effective in 2024.
If rising rates cause stable value funds to incur a market value adjustment, fiduciaries don’t violate their fiduciary duties as long as they engage in a prudent process when selecting and monitoring the stable value fund.
See how your 401(k) plan stacks up to industry averages.
Help plan sponsors address deficiencies and identify areas of
opportunity in their retirement plan.
When plan sponsors select investment managers for participant accounts, they are acting as fiduciaries under ERISA. As a result, they must engage in a prudent process to select the investment advisers and then, at appropriate intervals, must prudently monitor their performance. This article discusses some of the key considerations for doing those jobs.
Properly structured meetings can help plan fiduciaries engage in prudent processes and decision making
Fred Reish reviews recent guidance for mandatory provisions of the SECURE 2.0 Act
Shifting demographics, technology innovations, and new employee expectations are shaping the workplace of the future. In order to retain and attract the best talent across the generations, you must meet the expectations of today’s employee.
While we're rowing in the same direction for retirement saving, we’re not all in the same boat.
Higher interest rates and inflation may favor international investing going forward.
2023 was a difficult year for portfolios that focus on high-quality value stocks, but history demonstrates the potential benefits of a long-term commitment to this approach.
Surprisingly strong economic growth, declining inflation, and easy financial conditions
have buoyed an optimistic outlook.
Fixed income comes in many flavors and can serve a variety of roles in a portfolio.
Not all PEPs are the same and financial professionals need to understand how they match up with the needs of plan sponsors.
Protect yourself from financial fraud in the digital age.
Elections can create uncertainty, but sitting on the sidelines could be a costly mistake.
With uncertainty on the horizon, talk to your financial professional about investing in fixed income designed to be less sensitive to interest-rate changes.
Like sunshine after rain, up markets always follow down markets. Here’s what you need to know about rising, or bull, markets
While the market anticipates future rate cuts, bonds could stand to benefit.
Inevitably, the current Fed rate-hiking cycle will end, providing opportunities for bond investors.
A framework that seeks to improve returns in a variety of macro environments
Historically, stocks and bonds have performed well when interest rates were above 4%.
The outcome of November’s election could materially alter the current trajectory of the economy.
Though top stocks have been dominating headlines, the current market outlook could
benefit dividend stocks.
Fred Reish discusses how retirees can create retirement income so that it lasts for their lifetime
Active fixed-income approaches have historically outperformed their passive counterparts and may add value by aligning with an investor’s objectives.
What will it take for value stocks to bounce back from a long period of underperformance?
The IPS should be a set of guidelines to help, not hinder work.
Key legislation on the fate of trillions in tax cuts and defense spending will be in focus.
The vast policy gulf between the two candidates means very different potential economic impacts.
Investing after the market reaches an all-time high has historically been profitable.
Considering investing in equities across the pond? Here’s what you should know before jumping in.
With autumn now on the horizon, DC is working to wrap up critical agenda items ahead of the election.
Central-bank policy and geopolitical risks remain top-of-mind in the second half of the year.
Most central banks have cut rates at least once. The Federal Reserve has yet to do so.
The story of concentrated markets has historically had a very unhappy ending.
Sharp market declines can be painful, but stocks tend to bounce back relatively quickly.
Remaining steadfast amid political and policy changes has benefited investors.
Potential tax advantages make ETFs an excellent option for tax-conscious investors.
“Safe” investments can be tempting but may mean foregoing better returns over time.
Dollar-cost averaging has potential advantages—especially in volatile markets.
The current municipal-bond environment may offer opportunities for potential income.
Help clients remain in the home of their choice in retirement.
Could the recent US Supreme Court ruling upend any DOL regulations?
Amid slowing growth and a sharp global sell-off, allocators may want to pay attention to these three factors.
Concentration works in an investor’s favor when the top-performing stocks perform well,
but history suggests this strong performance likely won’t last.
A summer of dramatic shifts may have ripple effects on this autumn’s election.
Reducing volatility doesn’t have to mean giving up decent returns.
Make equity risk work harder to enhance capital growth potential.
As companies remain private longer, the private-company universe may be paving the way
for future opportunities.
Dire financial predictions about past presidents have usually proven to be wrong.
TBD
Campaigning, the federal budget, and the debt ceiling remain top-of-mind.
After a significant period of underperformance, small caps could be poised to benefit from a historically supportive environment.
A collection of charts to help you navigate volatility.
Some of the most important regulations will impact 401(k) and 403(b) plans in 2025.
How to use dividend-paying stocks as a core holding without significantly lagging the market.
Staying invested despite events can pay off in the long run.
With Election Day approaching, the race has tightened, momentum has shifted, and power dynamics in Washington hang in the balance.
Serving your country entitles you and your family to some bespoke financial benefits.
Thoughts on the market implications after Donald Trump’s decisive victory.
We see three compelling reasons why US investors should consider diversifying their fixed-income allocations globally.
Fred Reish discusses the types of managed accounts and the value that they can provide.
Fred Reish outlines how delivering annual plan reviews to your plan sponsors is a best practice to keep the plan and participants, retirement ready.
Taking required minimum distributions from your retirement savings can be tricky. We can help.
Bonds experienced a challenging period of volatility as US Treasury yields ticked upward in response to strong economic data. The impact of US election results was still being felt.
How to pursue better trade execution
Despite warning signs, the US economy has remained strong, but the US election and geopolitical risks remain top-of-mind.
How long you're invested matters much more than how much you've invested.
We analyzed the returns that followed 22 rate-cutting cycles since 1928.
A collection of charts to help you navigate volatility surrounding elections and political uncertainty.
Following an election triumph, Trump’s second term aims for swift action on key policy areas.
Cash has become more appealing due to higher interest rates. But while it clearly has merits, there are
also drawbacks.
Just like an annual checkup keeps you physically well, considering the following items each year can help keep you financially healthy, too.
Sticking with stocks in turbulent times requires patience—but it has historically paid off.
Sustainable investing covers a wide range of approaches. Here are some key things to consider.
Understanding what it takes to break even after a setback in the market can help investors be more mindful of risk management.
Understanding the differences between a Roth 401(k) and a traditional, pre-tax 401(k) account can help you get the most out of your benefits.
Once you've identified your income-tax bracket, a simple math formula can help you decide if tax-exempt municipal bonds are right for you.
Learning the Rule of 72 gives you a simple guide for how long it could take to grow your investments.
The new SECURE 2.0 Act contains key provisions that give investors more access to Roth accounts.
Recent performance has favored passive investing. But a look at the big picture shows how performance moves in cycles and reveals why active management isn't dead.
Donkeys, elephants, bears, and bulls: Why who is in the White House may matter less than you think.
In times of volatility, timing the market may seem tempting. But doing so is impossible and may be a costly mistake.
While emerging markets have faced a tough decade, the 3D reset may now be paving the way for new opportunities.
There can be a downside to playing it "safe" if your assets are in investments that don't keep pace with inflation.
401(k) plans, IRAs, student loans and emergency savings- the SECURE 2.0 Act touches many topics through its 90+ provisions. We summarized ten key ones for you.
The market is already anticipating the impact of AI, but many questions still remain unclear.
If you weren't around to tell them, would your loved ones be able to find your most important information?
No matter whether the White House and Congress are unified or divided, the stock market tends
to march higher.
The S&P 500 Index has been strong this year, but only a small number of companies are driving returns.
Medicare can be tough to understand. It doesn’t have to be.
When you factor in taxes and inflation, 12-month CDs haven’t offered a positive real return
for over a decade.
Three Questions that Can Predict Future Quality of Life whitepaper
How to respond if tragedy changes your well-laid plans
Discover how high-anxiety clients behave, and how can a financial professional can actively address how they feel as well as how they invest.
Discover why retirement complexity increases as we age and how to prepare for it. By sharing and discussing this piece with your clients, they’ll see you as an advisor who helps them plan for their entire retirement, not just the fun phase.
Client piece that helps clients discuss eldercare with their aging parents.
Planning for your future student? Here’s 10 ways you can make college costs a little more manageable.
Some investors are worried that inflation is set to rise. We look at which equity sectors could prove to be the most resilient.
Once the fiduciaries at a plan sponsor make the decision to hire investment expertise, they need to decide whether to engage with a 3(21) or a 3(38) investment advisor.
Determining how to allocate plan expenses is a fiduciary decision that must be done prudently.
Fred Reish lists some of the most important issues for plan sponsors and fiduciaries to review at the year-end meeting.
Increasing interest in managed accounts has caught the eye of plaintiff’s attorneys. Fred Reish discusses steps advisers can take to reduce their risks.
The IRS recently issued guidance on several SECURE 2.0 Act provisions, including the treatment of catch-up contributions for high earners.
The new multigenerational workscape provides unprecedented opportunity for employers—if they know how to create and cultivate it. In order to retain and attract the best talent across the generations, plan sponsors must meet the expectations of today’s employee.
Stories of clients who’ve made Social Security decisions and experienced the outcomes can provide valuable insight to pre-retirees.
Help clients achieve not only financial security, but also be proactive in helping them understand the challenges old age will present—and resources to overcome them.
Fundraising has returned to pre-pandemic levels, higher yields and higher costs are necessitating a quality bias, and opportunities are shifting away from Asia to other parts of the world.
Is all the talk about dividend-paying stocks just a fad? Or is there real merit to the dividend argument, particularly at this point in market history?
Fred Reish reviews the DOL’s final fiduciary rule and its impact is much broader than just rollovers
Rather than giving in to fear, staying invested has historically been more effective in the long term.
SAVE
Being able to drive can be an important for clients’ aging loved ones to maintain their independence and stay healthy. But what if it becomes dangerous for them to drive?
Learn an easier way to prospect by finding ideal prospects with LinkedIn. Then learn how to turn those prospects into clients.
Municipal bonds tend to be popular with wealthy investors, but their generally tax-exempt status makes them appealing for investors in a variety of tax brackets.
Learn about the new array of devices and services that will make it easier for us to work, stay healthy, and live at home as we age, all while remaining connected to friends and family
Plan sponsors and their financial professionals should be aware of the issue and consider whether steps should be taken to reduce risk.
Help surviving loved ones cope after you're no longer here.
A downturn could actually be good news for long-term investors—if everyone stays calm and has a plan.
Fred Reish discusses how by properly managing high-risk issues, plan sponsors can reduce their fiduciary liability insurance costs and, more importantly, reduce their chances of being sued.
This quarter-by-quarter checklist serves as a practical way to ensure plan committees spend time each year on the most important issues that affect their plans.
Donald Trump’s presidential campaign gained momentum after an assassination attempt, but a new Democratic challenger could reshape the race.
Markets seemed immune to election news early in the year, but the changing political landscape could have bigger implications.
Divorce is uncomfortable to discuss. However, not talking about its financial implications can create far greater discomfort.
The government's formula rewards workers who keep earning income for at least 35 years.
If you expect to be in a similar or higher tax bracket when you retire as you are today, consider converting some of your retirement assets to a tax-free Roth IRA account.
If you’re planning to age in your home, procrastination cost you. Not making necessary age-friendly modifications could result in an injury, forcing you out of your home and into assisted living or a nursing home. A Certified Aging in Place Specialist (CAPS) can help you with planning and making your home safer for aging.
US equity outperformance vs. international equity outperformance has historically been cyclical.
Veterans and their families make up almost 40% of the adult Social Security beneficiary population. Here’s what you should know about your benefits and eligibility.
Schroders’ experts share their longer-term views on what a second Trump administration could mean for the US economy and world trade, global equities, fixed income, and the energy transition.
Fred Reish details how the myth that ERISA favors passively managed funds over actively managed funds is not correct.
SAVE
History shows that the performance of growth and value stocks has been cyclical. Each style has had its ups and downs over the years. Could the cycle be turning once again?
By getting out in front of a potential flood of cash returning to the market, investors can take advantage of pockets of value found within tax-exempt municipal bonds.
2025 IRS Limits for Retirement Plans, IRAs, and Other Employee Benefits
This fixed income callan chart shows that changes in the economy and interest rates can have a big impact on your fixed-income portfolio.
Hartford Funds offers four presentations that qualify for PDCs towards recertifying your SHRM designation
Spark joy and part with all those old statements, tax returns, and utility bills.
Changing interest rates may have a significant effect on fixed-income investments.
Investing in a Roth IRA at an early age could help set you up for a comfortable retirement.
Knowing where to start and what options are available can help you advocate for your child and prepare for their financial future.
Education and longevity are raising clients’ expectations of advice. A client-focused framework models what may be considered valuable to different generations using three distinct value propositions.
By getting out in front of a potential flood of cash returning to the market, investors can take advantage of pockets of value found within tax-exempt municipal bonds.
Where to Turn for Help
When You Are the Helper
Understanding the differences between a traditional IRA and Roth IRA can help you decide which is best for you.
There are some little-known strategies you can use to bolster your retirement savings.
Staying invested in stocks despite negative news has historically been profitable.
Conventional investing wisdom is to buy low and sell high. But you may be able to lower your tax liabilities by going against that wisdom and selling investments at a loss.
SAVE
Historically, investors have been better served by staying invested rather than waiting for a “better” time to invest.
The S&P 500 Index has generally rebounded strongly after its worst single-day declines.
You may be hearing a lot about Bitcoin and wondering what it is and if it is right for you. Here are 10 facts that can help you understand its potential benefits and significant risks.
Volatility is part of the investment experience, but the longer an investor holds stocks, the greater the potential for an overall positive return.
Your clients may have a limited view of what’s possible in retirement. They’ve heard the traditional story of old age where everyone lives happily ever after in leisure-filled retirements. This story is exactly what some clients are looking for. But some of them get bored with this story. They’re not ready to retire and relax. They want something more. Help them create their new story.
The big question you must consider when you change jobs is: What should I do with my old 401(k)?
When the plan sponsor’s 401k recordkeeper is sold, the plan’s fiduciaries have a duty to evaluate the impact this change may have on the plan and its participants.
Fred Reish reviews the DOL’s guidance on cybersecurity issues for retirement plans, focusing on how plan sponsors can mitigate these risks as part of their fiduciary responsibilities.
The merger or acquisition (M&A) of one company by another raises significant issues for their 401(k) plan. A knowledgeable financial professional can provide valuable assistance to the plan sponsors and fiduciaries in that process.
Financial aid is complicated, but here's what you need to know to set your family up for success.
The economy is not the stock market. In fact, stocks have generated positive returns on average during economic contractions.
SAVE
What you need to know when the market is down.
Adviser managed accounts are becoming increasingly popular in 401(k) plans. Fred Reish discusses what plan sponsors need to know about their fiduciary responsibility when providing this benefit to their participants.
The SECURE Act created a new type of plan—a pooled employer plan known as a PEP. Beginning January 1, 2021, these plans will play a significant role in the retirement plan market
Whether you've just received a layoff notice from your employer or you're worried that one may be coming, here are 10 things you should consider doing now to prepare for a layoff.
Avoid paying unnecessary taxes on 529 withdrawals by sticking to qualified expenses.
Several fiduciary lawsuits have been filed against plan sponsors and fiduciaries for use of participant data by their 401(k) recordkeeper. Plan sponsors should evaluate how the data is used and decide on a course of action to prudently oversee that use.
Selling stocks, bonds, or fund shares at a profit could have implications for your wallet beyond simply increasing its contents.
Your credit score is one of the factors lenders consider when you apply for a loan, mortgage, or credit card, or even sign up for a cell phone plan. Although most consumers have credit scores, there are a lot of myths and misinformation about what influences them.
Wondering when to file for Social Security benefits? Before you decide, there’s another important question you should ask.
9 Probing Planning Questions You Probably Aren’t Asking
How to make retirement happen by adjusting your view about life after work
Learn a powerful tool to help you make better financial decisions.
MIT AgeLab provides questions today’s aging consumers should consider to prepare for retirement’s uncertainties
When it comes to financial planning, some birthdays are more important than others
See financial professionals' thoughts about family influences on clients' spending decisions.
SAVE
When communicating in a crisis, it’s not what you say—it’s how you say it.
In a data-driven industry, combining our financial expertise with personal stories can transform relationships.
How to Turn Impromptu Conversations Into Prospecting Opportunities
When volatility strikes, repetitive bad news can stoke investors’ fear and anxiety. Learn concrete steps to addressing how your clients feel as well as how they invest.
Share historical patterns of crisis and the market's ability to grow wealth through recessions and bear markets. Prepare clients to avoid panic decisions when the next "Crisis of the Day" makes headlines.
Dividend-paying stocks can help provide what investors want: growth potential with less risk.
When the stock market plunges, seemingly safe decisions can lead to missed opportunities
Events are a great way to connect with clients and prospects. By having a plan, you can execute the process with relative ease.
SAVE
5 Ways Technology Will Change How You Age client presentation. You’ll discover a list of apps, sites, and devices to help your clients in five areas: Staying on the job, Stay connected to friends and family, Stay mobile, and Aging in the home of their choice.
Learn the Social Security benefits spouses may be entitled to in four scenarios
Limitless freedom often doesn't bring satisfaction in retirement.
Clients don't want to hear, it's going to be okay
Educating your clients about three main areas—timing, work, and taxes—can help them make the most of their benefits.
Worried or skeptical clients may make investment decisions intended to protect their portfolio but are ultimately detrimental. Help clients see past common investment illusions to reach their long-term goals.
SAVE
Three key retirement-income planning questions can help you grow your business.
China’s central bank has dramatically lowered borrowing costs, and the Chinese government unveiled a sizable economic stimulus package.
For some investors, investing in a separately managed account may have advantages over investing in mutual funds or ETFs.
Questions that build productivity, communication, and innovation for your team meetings
SAVE
Learn the options and implications for taking Social Security benefits and how to maximize them.
Help clients manage the demanding role of spousal caregiving with three practical tips.
Having a purpose can be the key to a fulfilling retirement. For some, a way of maintaining a sense of purpose may be continuing to work. This white paper offers 10 resources to help you find a job in retirement.
How to Deal With a Lifetime’s Worth of Stuff
How thinking about money affects our investment decision making.
What if the great thinkers like Plato, Socrates, and Confucius had retirement figured out thousands of years ago? Discover how ancient wisdom can lead to retirement satisfaction.
Many clients are distracted and unengaged, and traditional, numbers-based approaches to financial planning have lost effectiveness. MIT AgeLab has identified three simple yet revealing questions you should ask your clients to prompt an assessment of how prepared they are to live well in older age, and to help them commit to planning for that future today.
Discovering top clients’ connections in seven categories can multiply the number of prospects in your pipeline.
Most advisors either don’t have a Google My Business listing or know what one is. See how having one could help prospects find you online.
Many advisors struggle to connect quickly with clients and prospects. That’s because there are a variety of things that can get in the way. This engaging, interactive workshop will help you understand these obstacles and how to overcome them. You’ll enjoy practicing four ways to sharpen communication and better connect with others today
Learn how you can use the 80/20 rule to retain clients and acquire new ones.
Evaluate the pros and cons of aging in place vs. assisted living, including cost, health, and social aspects.
MIT AgeLab explains how to identify signs of investment anxiety in your clients. Learn how anxiety affects behavior, and steps you can take to help clients manage it.
Conduct an effective virtual meeting with ease while avoiding the most common mistakes
Differentiate your practice by thinking beyond traditional COIs (accountants and attorneys). Use LinkedIn to build a network of longevity professionals.
How our products and tools not only seek to strengthen bottom lines, but strengthen client relationships
Clients can learn how familial attitudes and beliefs about money may influence their own financial decisions today.
Discover key activities that can drive business results.
Our advisor consultants can deliver this presentation at your client events to help them navigate 8,000 days of retirement.
With today’s rising lifespans, we could be facing roughly 20 or more years in retirement, which is approximately 8,000 days. Once thought of this way, it becomes clearer that retirement is not an end, but rather a new, complex, and unknown phase of life, during which so much could happen.
Use this workbook to help clients navigate the four phases of an 8,000 day retirement.
Have a health savings account, but not contributing to it? You could be missing out.
Create a plan, then make sure to share it with your future college student.
History shows that asset classes move in and out of favor over time.
According to Dr. Joseph Coughlin, director of the MIT AgeLab (agelab.mit.edu), retirement is made up of four phases (hartfordfunds.com/days). The Honeymoon Phase is the first one. Advertising portrays this time being filled with beaches, bike riding, and golf. It’s true that if you’ve stopped working, you’ll have more time for leisure activities. You might even think, “This is the life. This is what I want my retirement to be like.” But after a while, these activities can become routine. They might not provide the happiness we expected.
While investing is considerably more complicated than most illusions, the market can also take advantage of our natural reactions. In fact, the most important principles of investing are almost all counter intuitive by comparison. Many times the natural reaction to a market situation can be counter-productive at best or a serious setback to your financial goals at worst.
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