- ACCOUNT ACCESS
-
CONTACT US
Pre-Sales Support
Mutual Funds and ETFs - 800-456-7526
Monday-Thursday: 8:00 a.m. – 6:00 p.m. ET
Friday: 8:00 a.m. – 5:00 p.m. ETPost-Sales and Website Support
888-843-7824
Monday-Friday: 9:00 a.m. - 6:00 p.m. ET- PHONE US MAIL US
- ADVISOR LOG IN
Fred Reish Monthly Insights
The latest proposals and regulations, and their impact on plan sponsors, participants, and your practice.
Defined Contribution Insights
Fiduciary Litigation: How Financial Professionals Can Help Plan Sponsors Mitigate Risk
Fred Reish lays out how a proactive offense is the best defense against fiduciary litigation
Defined Contribution Insights
Mergers and Acquisitions: 401(k) Considerations Before and After the Transaction
The merger or acquisition (M&A) of one company by another raises significant issues for their 401(k) plan. A knowledgeable financial professional can provide valuable assistance to the plan sponsors and fiduciaries in that process.
Defined Contribution Insights
The IRS Proposed Regulation on Automatic Enrollment
Fred Reish breaks down proposed IRS guidance on automatic enrollment
Defined Contribution Insights
The SECURE 2.0 Act: Provisions That Become Effective in 2025 and Beyond
Fred Reish reviews key provisions of the SECURE 2.0 Act that become effective in 2025 and beyond.
Defined Contribution Insights
Elections Have Consequences: What to Expect for Retirement Investing
As a new administration comes into office in 2025, there could be significant changes from the policies of the prior four years.
Defined Contribution Insights
Plan Sponsor Considerations When A Recordkeeper Is Sold
When the plan sponsor’s 401(k) recordkeeper is sold, the plan’s fiduciaries have a duty to evaluate the impact this change may have on the plan and its participants.
Defined Contribution Insights
Best Practices for Annual Plan Reviews
Fred Reish outlines how delivering annual plan reviews to your plan sponsors is a best practice to keep the plan and participants, retirement ready.
Defined Contribution Insights
SECURE 2.0: Provisions Impacting Plans in 2025
Some of the most important regulations will impact 401(k) and 403(b) plans in 2025.
Defined Contribution Insights
The IRS Issues New Regulations on Required Minimum Distributions
Fred Reish discusses the most important new regulations that could impact your clients.
Defined Contribution Insights
Plan Sponsors Are Being Sued for Recordkeeper Use of Participant Data
Several fiduciary lawsuits have been filed against plan sponsors and fiduciaries for use of participant data by their 401(k) recordkeeper. Plan sponsors should evaluate how the data is used and decide on a course of action to prudently oversee that u...
Defined Contribution Insights
Exploring the Myth that Passive Investments Eliminate Fiduciary Risk
Fred Reish details how the myth that ERISA favors passively managed funds over actively managed funds is not correct.
Defined Contribution Insights
Forfeitures and Lawsuits: It’s a Fiduciary Issue
Plan sponsors and their financial professionals should be aware of the issue and consider whether steps should be taken to reduce risk.
Defined Contribution Insights
The Supreme Court’s ‘Chevron’ Ruling and Its Impact on Retirement Plans
Could the recent US Supreme Court ruling upend any DOL regulations?
Defined Contribution Insights
Retirement Income in a 401(k) World
Fred Reish discusses how retirees can create retirement income so that it lasts for their lifetime
Defined Contribution Insights
Adviser Managed Accounts: The Value Proposition
Fred Reish discusses the types of managed accounts and the value that they can provide.
Defined Contribution Insights
Too Much Attention to Fees. Is That Possible?
Fred Reish breaks down lessons learned from recent ERISA lawsuits and why your Target Date Funds may be worth a second look.
Defined Contribution Insights
How the Final Fiduciary Rule Could Impact Your Practice
Fred Reish reviews the DOL’s final fiduciary rule and its impact is much broader than just rollovers
Defined Contribution Insights
Comparing Pooled Employer Plans
Not all PEPs are the same and financial professionals need to understand how they match up with the needs of plan sponsors.
Defined Contribution Insights
Best Practices for Drafting Investment Policy Statements
The IPS should be a set of guidelines to help, not hinder work.
Defined Contribution Insights
Recent IRS Guidance for the SECURE 2.0 Act
Fred Reish reviews recent guidance for mandatory provisions of the SECURE 2.0 Act
Defined Contribution Insights
Are Plan Fiduciaries Responsible for Investments Offered Through a 401(k) Plan Brokerage Window?
The DOL’s heightened scrutiny on 401(k) brokerage windows
Defined Contribution Insights
Long-Term Part-Time Employees Must Be Allowed To Defer. . . Now!
The greatest risk facing plan sponsors is that they aren’t aware of this new requirement.
Defined Contribution Insights
The Fiduciary Duty to Prudently Select and Monitor a Plan’s Investments
Fred Reish reviews how a recent Supreme Court ruling will impact retirement plans
Defined Contribution Insights
3(21) or 3(38)—What’s the Difference?
Once the fiduciaries at a plan sponsor make the decision to hire investment expertise, they need to decide whether to engage with a 3(21) or a 3(38) investment advisor.
Defined Contribution Insights
Annual Review of 401(k) Issues and Decisions
Fred Reish lists some of the most important issues for plan sponsors and fiduciaries to review at the year-end meeting.
Defined Contribution Insights
401(k) Recordkeeping Fees: Finding an Equitable Solution for All Participants
Determining how to allocate plan expenses is a fiduciary decision that must be done prudently.
Defined Contribution Insights
Relief for Roth Catch-Ups and More
The IRS recently issued guidance on several SECURE 2.0 Act provisions, including the treatment of catch-up contributions for high earners.
Defined Contribution Insights
High Earners Are Losing a Valuable Tax Benefit
Big changes are coming to 401(k) catch-up contributions
Defined Contribution Insights
Evaluating Managed Account Providers
Plan fiduciaries should consider the "individualization" of the managed accounts and the additional services that are offered.
Defined Contribution Insights
Recent Lawsuits About Adviser Managed Accounts
Increasing interest in managed accounts has caught the eye of plaintiff’s attorneys. Fred Reish discusses steps advisers can take to reduce their risks.
Defined Contribution Insights
What To Know About Stable Value Funds and Rising Rates
If rising rates cause stable value funds to incur a market value adjustment, fiduciaries don’t violate their fiduciary duties as long as they engage in a prudent process when selecting and monitoring the stable value fund.
Defined Contribution Insights
Fiduciary Considerations When Offering Managed Accounts to Participants
Adviser managed accounts are becoming increasingly popular in 401(k) plans. Fred Reish discusses what plan sponsors need to know about their fiduciary responsibility when providing this benefit to their participants.
Defined Contribution Insights
Fiduciary Protections: How “Policies” Can Help Manage the Risk
Fred Reish explains the myriad of opportunities for plan sponsors to manage their fiduciary responsibility and reduce their exposure to potential liability.
Defined Contribution Insights
How to Limit Fiduciary Liability
Fred Reish discusses how by properly managing high-risk issues, plan sponsors can reduce their fiduciary liability insurance costs and, more importantly, reduce their chances of being sued.
Defined Contribution Insights
The DOL Speaks: Cybersecurity Is a Fiduciary Responsibility
Fred Reish reviews the DOL’s guidance on cybersecurity issues for retirement plans, focusing on how plan sponsors can mitigate these risks as part of their fiduciary responsibilities.
Defined Contribution Insights
A Framework for Successful 401(k) Plan Committees
Properly structured meetings can help plan fiduciaries engage in prudent processes and decision making.
Defined Contribution Insights
What You Need to Know About Pooled Employer Plans
The SECURE Act created a new type of plan—a pooled employer plan known as a PEP.
Defined Contribution Insights
Best Practices for Improving 401(k) and 403(b) Plans and Participant Results
Fred Reish defines best practices for plan design opportunities, financial professional practices, and investment products that will result in a secure retirement for participants.
Defined Contribution Insights
Dynamic QDIAs—A Transition from Target Date Funds
Fred Reish outlines how the use of dynamic QDIAs can replace the “one-size-fits-all” model with one that focuses on each participant as an individual with unique needs and goals.
Fred Reish
JD, Partner, Faegre Drinker
Fred’s practice focuses on fiduciary and best interest standards of care, prohibited transactions, conflicts of interest, and retirement plans. He has been recognized as one of the “Legends” of the retirement industry by both PLANADVISER magazine and PLANSPONSOR magazine. He has also received recognition awards for: the Institutional Investor Lifetime Achievement Awards, the ASPPA/Morningstar 401(k) Leadership Award, and the IRS District Director’s Award for contributions to the retirement community.
3843220